Loans


When it's time to replace your car, buy a new home or borrow money for whatever reason, Lufkin Federal Credit Union has what it takes. Our Loan Department features mortgage loans, auto loans, home equity loans and various other loan products. For information on these and other loan products and services, please click on a link in the menu to the right.

  • Auto Loans

    Shopping for a new or used car or truck? You've already got plenty to think about: Makes, models, optional equipment, colors and so on. When it comes to financing, make it easy on yourself with an auto loan from Lufkin Federal Credit Union. We have loans available for new and used cars and trucks. Our loans feature competitive interest rates and the kind of efficient, personalized service that only your credit union can provide.

    Please contact us for more information on loans or click here for a loan application.

    Click here for the auto loan calculator.
  • Mortgage Loans

    Ready to buy your first home? Lufkin Federal Credit Union is here to help with mortgage loans. We offer first mortgage on conventional homes. Our real estate loans offer competitive rates and the high-quality service you've come to expect from Lufkin Federal Credit Union.

    Please contact us for more information on Lufkin Federal Credit Union mortgage loans.

    Click here for calculators. NMLO #753922
  • Personal Loans

    A personal loan from Lufkin Federal Credit Union can help with your loan needs, whatever they may be. You can use a personal loan to consolidate debt, finance a vacation or cover holiday expenses. These loans can also help you pay for medical emergencies and other unexpected events. Personal loans from Lufkin Federal Credit Union comes with low interest rates, fast processing and convenient repayment terms, as well as efficient, personalized service.

    Please contact us for more information or click here for a loan application.

    Click here for calculators.
  • Recreational Vehicle Loans

    Ready to add to your leisure-time fun with a boat, personal watercraft or motor home? Let Lufkin Federal Credit Union help you finance those dreams. We offer loans on new and used recreational vehicles. All our loans come with competitive interest rates and efficient, personalized service. When it's time to stop dreaming and hit the road or the water, come to Lufkin Federal Credit Union for your recreational vehicle financing needs!

    Please contact us for more information or click here for a loan application.
  • Share Secured Loans

    With a Lufkin Federal Credit Union share secured loan, your deposit in a Lufkin Federal Credit Union share savings account or savings certificate serves as collateral to secure your loan. Share secured loans carry our most attractive interest rates, and you'll even continue to earn dividends on your savings!

    Please contact us for more information or click here for a loan application.
  • Loan Rates

    Please contact the credit union for current loan rates.
  • Credit Builder Loan

    Take control of your credit and start building credit history the right way .Our credit builder loan is there to help you start or re-establish your credit history while you build up a savings for the future. Here’s how our Credit Builder Loan works 1. Request a credit builder loan. 2. Make your payments. 3. Receive your funds. Loan amount range from $500-$2,000 for a maximum term up to 12 months.

    Please contact us for more information on Lufkin Federal Credit Union Credit Builder loans or click here for a loan application.